Category: Travel Basics

Unless the goal of your trip is to unplug, you’re probably going to want to stay connected via your smartphone when traveling abroad. Whether you want to FaceTime your cat, Skype your grandma, or upload pictures of every meal to Instagram, there are a lot of options for getting talk, text, and data while you’re away from home. Figuring out the best choice for you depends on a lot of variables, but there are essentially three main options:

1. Pay the international fee on your regular plan so it will work (usually) as soon as you get off the plane
2. Forego using the phone part of your smartphone and just use Wifi to connect
3. Buy a SIM card when you arrive at your destination

The short answer is that there is no single best way to go. For some travelers, having access for every minute of every day during your trip is important – how else will your many followers see a Snap of your midnight snack? For others, all you need is to call someone to let them know you’ve made it to your destination safely. For others, you’d prefer nobody to know you’re traveling anyways.

Important notes about data use and communication apps while traveling

Before we get into calculating the costs for each option, I’d like to note that the average traveler tends to use MORE data while they are abroad than when they are home. There are several important reasons why:

1. Think about what you normally do to pass the time while you’re in transit somewhere (unless you’re driving)? More than likely you check social media, read the news, message your friends, etc. Normally, people don’t have THAT much travel time in our every day lives, so when you are abroad and taking planes, trains, and automobiles to and fro from your hotel, restaurants, attractions, etc. you burn more data that you normally would.
2. It is also likely that your phone connects to Wifi when you are at home or at work, so you generally are NOT using data during those times either. Depending on your hotel, you may have free Wifi available – but generally hotel Wifi will boot you off the network as soon as it senses you’re no longer using it, and it can be a pain to reconnect all the time.
3. When you are traveling, you probably like to stay connected by messaging, video calling, and uploading gobs of pictures to social media.
4. It is important to remember that if you use an iPhone and are text messaging other people with iPhones – you are using DATA rather than text messages, because that is the way Apple iMessage works.

These factors add up to you generally using much more data than you do in your normal every day existence.

It is also important to note that you can often get by on ONLY data, as there are a ton of services out there these days that let you text, call, and video call using only your data. Examples of these services are as follows:

• iMessage and FaceTime – Allow you to message, voice call, and video call from Apple phones to Apple phones
• Whatsapp – Allows you to message, voice call, and video call any phone with the app and data access. Whatsapp is now owned by Facebook, and there are rumors it will be integrated with Facebook messenger sometime in the future.
• WeChat – By far the most popular communication app in China and several other Asian countries. Allows you to message, voice call, and video call any phone with the app and data access.
• Skype – Used to be the ONLY option for messaging, voice, and video calling using data, but has been eclipsed in almost every way by many competitors. Allows you to message, voice call, and video call any phone with the app and data access.
• There are many others out there, those four are just the most popular.

Option #1: Pay the international fee on your regular plan so it will work (usually) as soon as you get off the plane.

The easiest option for most travelers is to add an ‘international plan’ to the phone plan you already pay for. Most carriers have partners in countries across the globe that will connect you as soon as you arrive. While this is the most convenient option, it is also almost always the most expensive, by a wide margin. I’ll use two recent trips of mine as examples so you can get a feel for what this sort of thing costs. I’ll also compare these costs to your other options as I discuss them later!

These examples are from my personal Verizon Wireless account, where my wife and I share 8gb of data per month. We both have the iPhone 7. Verizon is admittedly pricier than some other carriers, so your costs may vary depending on your provider and plan. My plan gives me basically three options.

1. A ‘Travel Pass’ that utilizes my talk, text and data allowances (again, 8GB). This costs $10/day per line.
2. A monthly travel plan that includes 100 minutes of talk, 100 text messages, and .5 GB of data). This costs $56/month per line.
3. A monthly travel plan that includes 250 minutes of talk, 1,000 text messages, and 2 GB of data. This costs $104/month per line.

Overages on the last two plan cost .35/minute, .05/text, and $25/.5 GB.

Trip #1 – One week in Portugal.

1. Assuming I use the travel pass every day, this option would cost me $70. If my wife is traveling with me it will costs us double that. But remember, I’m probably using more data than we do at home, so chance are I’ll burn through a big portion of our 8 GB lickity-split and have to pay for extra that month when we return home. Let’s say a grand total of around $90 for the one week trip.
2. If I’m realistic, I can get away with 100 minutes of talk and 100 sms messages, because I’m using an iPhone and most of the people I am texting are using iPhones, so that is data rather than texts. But I’m guessing I’ll use around 1 GB of data for a week rather than the .5 GB that comes with the plan, which will cost me an extra $25. The grand total for this option will be about $80 – but my precious data from my regular plan will be preserved.
3. This plan is probably unnecessary here as the 2 GB is overkill for a one week trip unless I’m streaming movies before bed, and I’ll likely be able to connect to my hotel Wifi for that. Grand total $104 for the week.

As you can see, for one person these plans will each cost me about $80-$900 and for two people it will go up to anywhere from $160-$210. That amount of money can buy you an extra night or two in a decent hotel!

Trip #2 – Two months in China

1. Assuming I use TravelPass every day, this price becomes truly outrageous. $10/day for 60 days would cost me $600 for the two month trip…and that is on top of the monthly fee that I’m already paying for my regular phone service. Add on any extra data that I use while I’m traveling and it just becomes absurd.
2. For this option, there is no way I’m getting away with using .5 GB of data per month in China – my FaceTime calls to my son alone are gonna burn at least twice that. So let’s say I use a higher than average 5gb of data per month. I can probably get away with 100 minutes and 100 text messages if I’m careful, so we won’t add on any fees for that. That puts us at a grand total of $56/month x 2 ($112) + $25/every .5 GB x 2 ($425) over for a grand total of $537 for two months. This plan preserves all of my regular data so my wife can Facetime me from wherever she pleases and not worry about using all of our data.
3. Using the same calculations as the previous plan (although with this option I don’t have to be as stingy with my calls and text messages!) – I would pay around $508 for two months.

These plans range from $540 to $600 for service in China for two months – think about what else you could do on your vacation with that money…especially considering the alternatives I’ll cover next.

Option #2: Don’t pay anything extra and just use Wifi in your destination.

This option has become increasingly less attractive as mobile travel apps have developed to a point where they are becoming essential to many travel activities. From checking in for your flight to getting a ride in a taxi or rideshare (like Uber) to opening your favorite maps app to figure out where you are – using data while on the go is a must for the tech savvy traveler. However – for those of you who prefer to do things the old-fashioned way, you can absolutely get by with only using Wifi hotspots to connect during your travels.

Searching for internet cafes is a thing of the past (and probably something only people over 30 can remember doing on their travels). In today’s globalized society, you can generally find free Wifi at your hotel, in cafe’s and even in places you wouldn’t normally consider like public libraries. Some cities are even starting to create a public Wifi system that provides free Wifi everywhere. Those of you who are security conscious might be concerned about connecting to hotspots that are generally not password protected (or if they are, everyone has the password), which does increase your risk of encountering someone using port scanners, etc. to try and steal your information.

This option is FREE unless you want to pay for a service like Boingo, which provides access to more than 1 million Wifi hotspots across the globe for a fee of around $15/month.

Option #3: Buy a SIM card from a local carrier when you arrive

In any mobile phone, the hardware of the phone is pretty much the same. You have a touch screen, a processor, some memory, the antenna that talks to the mobile phone network towers, the antenna that talks to Wifi hotspots, and a SIM card. The SIM card is a key piece of hardware because it tells your phone which mobile phone network to connect to, and how to do so. The vast majority of phones these days come ‘unlocked’ (meaning you can replace your SIM card at any point without a password or code), but its worth checking with your mobile provider to make sure before you travel if you’re planning to get a new SIM card.

Getting a new SIM card is fairly simple, but may require a little bit of research and/or local help once you arrive. You can purchase a SIM card from most local mobile phone carriers upon arrival at your destination, and some even have kiosks at the airport to make your life really easy (although be sure to check if they charge more for service there as sometimes there is a convenience fee added on). Depending on the country you are visiting, the employees at the mobile phone store may or may not speak your language, so it is sometimes useful to have your hotel concierge or B&B host call ahead for you (some will even go with you to the store to translate!) to check. You will also likely need to bring your passport along, as they’ll take your info to sign you up for temporary service.

Most countries have at least a few options for mobile carriers, so doing a quick internet search before you go to identify which one is right for you is probably your best bet. There are dozens of internet forums out there where locals answer questions about the best local mobile phone service. From my perspective, the most fascinating thing about mobile phone service in other countries is that it is SO. MUCH. CHEAPER. than what I pay for my phone service in the United States. I’ll continue the examples of Portugal and China to show the differences in price.

Trip #1: One week in Portugal

For my trip to Portugal, I decided to go with only data access, as my wife and the rest of my family have iPhones and I am happy to iMessage/FaceTime them all. I went with a very popular European provider, Vodafone, based on a recommendation from a local colleague. In a transaction that lasted a grand total of 10 minutes, I provided my passport and phone, and the person at the Vodafone store had a lovely chat in perfect English in which I purchased 50 GB of data (YES, FIFTY!) for a total of 20 euros. The plan was good for one month, so for my one week trip I paid a total of approximately $22 USD and was completely connected to all of my websites, social media, news apps, etc. and family at home.

Trip #2: Two months in China

In China, I had the luxury of student assistants to help me – which is good because the people at the mobile phone stores did not speak any English (nor do I speak Chinese at a level even resembling enough to navigate purchasing mobile phone service). However, with my students’ help, I was able to purchase a plan with unlimited everything, including, talk, text, and data for 99 RMB per month, which converts to approximately $14. Let that sink in. Unlimited. Everything. $14/month! And we’re not talking about slow service, we’re talking blazing fast 4G that does everything pretty much as fast as my home internet connection, and I haven’t found a dead zone yet.

Although this option involves the most work, it is also likely to provide you with the best service for the least amount of money.

The Bottom Line

In almost every travel scenario, getting a local SIM card is your best bet for service and price when you want to use your phone when traveling abroad. Comparatively, my data only service for a one week in Portugal cost me $25 with a local SIM card rather than more than $150 if I had gone with my provider’s international plan. In China, the difference is even greater, as I paid $28 for unlimited everything compared to the more than $540 I would have spent with my provider’s international plan. Maybe on a really short trip the convenience of your provider’s international plan might make sense, but the cost adds up very quickly if you use it for more than a few days. Of course, you can always get away with only using Wifi at your destination, but your connectivity is likely going to suffer as a result.

There are almost an unlimited number of nuances to traveling, especially traveling abroad, and things that some travelers have learned through trial and error, others haven’t had to deal with yet. For others, we may think our way is the best way and haven’t considered alternatives. I’ve created a series of Travel Basics posts aimed at less experienced travelers and travel pros who may have been doing things the same way for a long time and are looking for a refresher.

No matter how you decide to get cash for your trip, the first thing you should always do is notify your bank when and where you’ll be traveling. This will help eliminate a number of potential headaches that could crop up down the road if your bank thinks your account has been compromised.

Getting local currency is especially important when traveling to places where using credit cards or digital payments for everything is not the norm – which is the vast majority of the world outside of the United States (Of course there are places that are moving quickly toward a cashless society (like Sweden), but MOST places are not). There are essentially three options when it comes to when and where to withdraw your cash:

1. Get it from your bank before you leave.
2. Take cash with you and exchange it when you get there
3. Get it from an ATM at your destination

Getting cash from your bank before you leave. Getting foreign currency from your bank is probably the most comfortable option for many. You have some level of trust with your bank as they already have all your money, so why not go to them for getting foreign currency as well? For starters, a lot of banks (especially smaller banks, smaller branches, credit unions, etc.) only keep a small amount of foreign currencies on hand, and many of them have none. The exchange rate at your bank is likely to be pretty good, but may be slightly higher than the market rate. If you want to avoid using an ATM for your entire trip, you’ll have to get all of the cash you think you’ll need before you leave. This poses two problems: 1. You never know when an unplanned expense might come up, and 2. Carrying a boatload of cash with you is always risky, no matter where you are. For this reason, I only recommend getting as much as you’ll need for the first few days of your trip, and then you can get cash from an ATM at your destination (which, coincidentally, is my preferred option for getting foreign currency).

Taking cash with you and exchanging it when you get there. This is the worst option for getting foreign currency on a trip because of the costs associated with using a third party exchange company. You’ll see exchange companies like Travelex in airports, railway stations, and tourism destinations all over the globe. Those exchange companies are private, for profit businesses that make their money by giving an exchange rate that is much worse than market rates.

Getting cash from an ATM at the destination. This is almost always your best option for getting foreign currency in terms of exchange rate and convenience. However, it is important to note that not all ATMs are created equal. Here are a few things to consider when getting cash out of ATMS:

1. How much does your bank charge you to get foreign currency from ATMs? Banks will sometimes charge a small convenience fee, plus a fee for using an ATM that is not owned by them, plus a percentage exchange rate fee. Even with all those fees tacked on, usually you end up getting the best deal going this route. I recommend checking to see if your bank has any partner institutions in your destination that would let you use their ATMs for free. For me, my credit union is part of the co-op network, which lets me use any other credit union ATM for free. If your bank charges you a big service fee for getting cash out, I recommend taking out larger amounts at a time to avoid paying that fee multiple times. No matter what, it is always smart to talk to your bank to see what you’ll be charged when you take your cash out.
2. ATMs inside the airport terminal (especially those owned by exchange companies, rather than major banks) will sometimes charge big fees to get your cash out. These fees are usually charged ON TOP of whatever fees that your own bank may charge. I always recommend leaving the ‘secured’ area before getting cash out of an ATM. In most cases, airports will have a whole slew of ATMs available near the baggage claim – these ATMs will usually not charge the huge fees that can come with taking cash out inside the terminal. I usually slow things down when I arrive and watch what the locals are doing while I’m waiting for my bags. Are there certain ATMs that are being used a great deal and certain ones that aren’t? Most of the time I’ll play it safe and go to the ATM that is frequented most by locals.
3. Go to an ATM that is associated with a major bank. That way, if you have any sort of issue, you know who to contact to resolve your problem. I’m always wary of any ATM that has big bold writing saying things like “FREE CASH WITHDRAWALS HERE!!!”
4. One thing I always watch for when I get cash from an ATM is skimmers. I try not to be alarmist when it comes to getting your information stolen, but paying attention for things that don’t seem quite right on an ATM could save you a lot of trouble. This is something that you should really only be concerned about if you’re using an ATM in a public place that isn’t covered by security cameras (like ATMs in some public spaces).

If you’re really unsure of the best ATM to get foreign currency within your destination, the concierge of your hotel, Bed and Breakfast host, or AirBnB owner can be a great source of information.

Where to learn more about exchange rates?

My go to website for looking up exchange rates is xe.com. It is simple, efficient, and updates constantly to provide you with the most accurate exchange rate details based on currency markets. I caution against checking exchange rates too frequently –  don’t fret over whether you should get your cash out today or tomorrow because you think the exchange rate might fall. Usually these things change fairly slowly!

What to do with left over cash?

So your trip is about to end, you’re heading the airport, and you have a bunch of foreign currency left over – what do you do? If you think you’ll head back to your destination or another destination that uses that currency, you can always hold on to it. My personal favorite thing to do is go on a duty free/”buy local” shopping spree in the airport, buying gifts for family, friends, and myself. In terms of duty free – there are all sorts of great booze/perfume/candy options. In terms of local gifts, most airports have a shop in them that sells all sorts of local things from the destination – in a lot of cases they have items that are composed of multiple small items that are great for gifts when you return home.

The bottom line

For most people, money is the biggest source of stress in their lives. This goes double for when you’re traveling. Do your homework before you leave to figure out when and where the most comfortable and least expensive option is for YOU in terms of getting foreign currency. My recommendation is to use an ATM at your destination.